Infinitive Benefits Services

401k Planning - New York and New Jersey

Simple, Effective, Affordable – In the complex world of qualified pension plans, we take pride that our clients continue to tell us that we have made things simple for their 401k Planning. Everything from plan design, education meetings, and follow up communication is designed to make sure everyone in your company understands their 401k plan. Our philosophy is that we educate participants to make better decisions and reach their retirement goals faster. By utilizing technology and our business volume, we have created a cost effective way for every company to offer this powerful retirement savings tool to their employees. We've been servicing the New Jersey / New York area with 401k Planning for over 20 years.

We will show you what’s out there; you decide what’s best for you:

401(k) Plan Only: Voluntary employee salary deferrals, no company contributions are required.

401(k) Plan With Match: Voluntary employee salary deferrals, company matches a portion of what the employee contributes. You choose any type of matching formula based on company budget. New Safe Harbor plan may eliminate all testing and top heavy issues.

Profit Sharing: At your discretion, utilize pro-rata, integrated, or new comparability formulas to determine who gets how much! Profit-Sharing contributions can be a very powerful corporate financial and tax planning tool.

You determine the variables as well – You decide eligibility provisions, entry dates for participation, loan availability, automatic enrollment, and more. You can even change the plan provisions without incurring additional fees.

We've been servicing the New Jersey / New York area with 401k Planning for over 20 years. Contact us to discuss what we can do for your 401k planning! 

The benefits of working with Infinitive Benefits
for your 401K Planning include:

No Administration Fees

No Setup Fees

No Conversion Fees

No Document Fees

Plan Design that educates you instead of Confusing you

Eliminate Refunds and Top Heavy Penalties

Available for New Jersey and New York Small Businesses

Our Web Access Monitoring of Account gives you access to:

Check account summary

Deposit tracking

Password change

Investment profiles, tracking, elections

Transfer Funds

Rebalance Portfolio

Individual Account Performance Activity